Filed In: Outfits

3 Tips for First Time Insurers

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Earlier this month I received an email reminding me to celebrate my car’s one-year anniversary, and it made me realize how fast the year has gone. This time last year I began the process of purchasing my first car.

My Christmas present to myself for completing my first year of full-time self employment. Also, my first ever big boy purchase. It was equal parts terrifying and gratifying. Best part? I’d gotten to the point where I didn’t need a co-signer. I mean, it is great, but it also means that all signs point to me being a grown up. 

Buying your first car can definitely come with a unique set of hurdles, that as a young(er) person I had no idea how to tackle. Which is why I’m teaming up with Esurance to make shopping for insurance easier than ever with 3 Tips for First Time Insurers alongside the ease of their platform.

Plan Ahead

I literally can not stress this one enough. I relied on my parents to help a lot in this aspect, and there were several things that fell through the cracks. Make sure to have an insurance agent/search for insurance in the state where YOU live. Because that’s where I ran into trouble. My mom didn’t tell the agent she was working with that I lived in Kentucky, not Indiana. That agent didn’t service Kentucky, and the quote I received from her was several hundred dollars cheaper than what I ended up getting in Kentucky. Sadly, I didn’t realize any of that until after I had already signed the paperwork for my car. Needless to say, things were a little tighter than planned last year as I was paying $200 more for insurance than I had budgeted for when deciding on an affordable car payment. Have all your I’s dotted and T’s crossed before you head into the dealership. It’ll save you a lot of headache in the long run. 

Find Discounts

Most insurance companies offer discounts for things like safe driving, driving under a certain amount of miles each month, or being a student. Be on the look out for discounts that you could qualify for, and don’t be afraid to shop around for companies with deeper discounts! Trust me, you don’t want an insurance premium that’s more expensive than your car payment. Been there. Done that. Declined the t-shirt. 

Shop Smart

I never thought I’d be the one to say this, but it’s 100% true. Having the newest car on the block with all the fancy features you’ve dreamed of is great, but it won’t keep you warm at night or keep your fridge full of food. Find a price range that works for you (including your insurance premium) and do your best to stick to it because nobody wants to be car poor.

With Esurance’s wide range of smart tools, robust protection, and personalized service it’s never been easier to be in control when shopping for car insurance. I’m a do it myself kind of guy, which is why I was instantly drawn to their site. It’s easy to navigate, and  puts the focus on powering consumers to take control of the process vs. letting it control them. Ready to find out for yourself what sets them apart? Then I’d urge you to head on over to their site yourself and get to shopping!

From quote to claim, Esurance is working to help you make smarter, more efficient choices with your home and auto insurance. Using state-of-the-art technology, they offer a seamless online and mobile experience along with intuitive tools that help take the hassle out of insurance.

Disclosure: This post is sponsored by Esurance. All thoughts and opinions are my own. Thanks for continuing to support the brands that make The Kentucky Gent possible!

Crystal Ludwick Photography | Edited by Josh Johnson

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The Perfect Jeans for Guys With Thighs

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Old Navy is always a place I stock up on basics, cause one can never have too many layering tees, and now they’re also a place for me to grab a pair, or two, of great fitting jeans.

See the thing is if a pair of jeans doesn’t have a bit of stretch and give in them I just can’t love them. Like? Sure. But love? Nah. I have to feel comfortable in them. Free to move around with the restraint of a rigid pair of jeans, and with the Flex line of jeans at Old Navy I’m able to do just that.

I’m 6’4” with a slim(mish) waist and incredibly long legs, and it’s next to impossible for me to find a pair of jeans that fit both my waist and legs – which is why I never buy a pair of jeans with at least a bit of stretch in them. They just don’t fit without it. 

Let’s be honest, there’s nothing worse than jeans sagging off your bottom, and when jeans have a bit of give in them I’m able to size to fit my waist without smothering my thighs – making them the perfect jeans for guys with thighs. I know what you’re thinking. Yes, there is a god out there.

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If you’ve ever found yourself in a similar situation let me first say that I feel your pain, and secondly, head to your nearest Old Navy and buy yourself a pair of Flex Jeans. Your lower body will thank you, and then you can thank me.

They’re at the perfect price for just about everyone, AND they’re loaded with the benefits that traditionally come with higher price points. What’s not to love?

Let’s be honest, they couldn’t have come at a better time since we’re speeding right into Christmas, and I’ve been known to over-indulge on food – especially this time of year.

Disclosure: This post was sponsored by Old Navy, but as always, all thoughts and opinions are my own.

SHOP: Old Navy Tweed Topcoat | Old Navy Flannel | Old Navy Layering Tee | Old Navy Flex Super Skinny Jeans | Helm Boots | Ray-Ban Glasses

Crystal Ludwick Photography | Edited by Josh Johnson

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